A bike collision with a car, truck, or road hazard can lead to grave injuries. When a collision leave you injured, you can file a personal injury claim with the motorist’s insurance firm.
Below are tips that can help you build an airtight bicycle accident claim so you can be fairly compensated for your damages:
Take action immediately.
First and foremost, call 911 and report your accident, just as you would report any auto accident. If you have been injured, ask for an ambulance. Be sure to note down the personal and insurance details of the driver.
avoid talking about fault (the other party can use anything you say against you); find witnesses and point them out to the police so they can give statements; and obtain medical treatment ASAP (the adrenaline rush in an emergency scenario can mute pain and any underlying serious injuries). fist, never discuss fault (you might say something that can be used against you when you negotiate a settlement); second, look for witnesses and let the police get their statements; and third, get medical attention as soon as you can (pain and underlying serious injuries are easily muted by the adrenaline rush that comes with emergencies). Another reason to get immediate treatment is keep erring drivers from claiming that your injuries had other causes. Once the police has taken the statements of any witnesses to the incident, ask them politely for their contact details.
Collect pieces of evidence.
Take as many photos as you can of the collision scene using your cellphone, including your bike, the driver’s vehicle and all broken parts, if any. If other things were damaged by the collision, such as street signs, take photos of them too. Very importantly, take pictures of any body parts or garments that have been bloodied as a result of the accident.
Another crucial thing you can do is listen out for any “res gestae” statements the motorist may make at the scene of the accident. These are statements that can possibly be admitted as evidence against them, such as “Sorry I didn’t see you” or “It’s my fault.” If you collided with a broken pavement or any object on the road, note where exactly the accident transpired using street signs, mile markers and other landmarks. These details will help determine whether your local municipality or state has been negligent.
When this is determined, you can file an injury claim with division of government responsible for the accident, but do it as soon as you can. In most cases, you will have 30 days to do this, or you will lose your chance to be compensated.
Work with a personal injury lawyer.
Finally, work with a competent and reliable personal injury attorney to boost your chances of a getting well-deserved compensation. A personal injury attorney knows the nitty gritties of making a successful claim, especially when you’re going up against insurance companies that will move hell and high water to keep their payouts low.